This article showcases our top picks for the best Spain based Finance companies. These startups and companies are taking a variety of approaches to innovating the Finance industry, but are all exceptional startups and companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups for exceptional performance in one of these categories:
- Innovation
- Innovative ideas
- Innovative route to market
- Innovative product
- Growth
- Exceptional growth
- Exceptional growth strategy
- Management
- Societal impact
Top Spain Finance Companies
Data sourced from Crunchbase and SemRush.
fintonic
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Fintonic is a mobile-centric consumer banking platform that provides its users with insurance and investment products, and targeted loans. It offers an advanced access point for its users to enter all of their accounts as well as financial information to guide them through the analysis of millions of financial data points with relevant financial products.
Fintonic´s algorithm analyses the suitability of a user for a loan and presents the user with pre-approved loans that can be contracted with a click of a button. The application is currently available in Spain and Chile with over 250,000 users.
It was launched in 2012 and is based in Madrid, Spain.. .
Lana
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Lana is a technology platform for Gig Economy workers that operates as a financial marketplace in LATAM
Demium Startups
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Demium Startups operates as an international startup builder. It invests in entrepreneurial talent to help them create companies that will shape the future.
At Demium it creates startups from scratch. That means they work with budding entrepreneurs before they’ve even uttered an idea, let alone launched one.
From day one the firm helps those bold individuals, who are willing to put their all into building their own enterprise, find a co-founder, develop an idea into a verified business model, and secure seed investment. The firm was founded in 2013 and is headquartered in Valencia, Comunidad Valenciana..
Ethereum
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Ethereum is a group of professionals specializes in blockchain, decentralized finance, and courses.
Cobee
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Cobee develops an online platform that automates and simplifies employee benefits management. The company also provides benefits for employees and flexible compensation that makes companies and employees fall in love.
It facilitates the management of your benefits plan and allows you to focus on what really matters. Cobee provides a subsidy to your employees to complement the cost of the benefits you want.
They eliminate intermediaries and external suppliers of each of the benefits, thus achieving such as reduce costs and improve service quality for companies and employees, create a single source of information, which facilitates the management, resolution of incidents and the visibility of what happens in each moment, and offer your employees a benefits package centralized on the same VISA card, with real-time visibility of the savings generated and controlled from their Cobee App. Cobee was founded in 2018 and is headquartered in Madrid, Spain..
ProntoPiso
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ProntoPiso offers real estate services that provide advise during the buying and selling of properties.
Aplazame
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Aplazame is a consumer credit company that provides instant financing service for online purchases. It combines an overtime payment method integrated at the e-commerce checkout with marketing tools to enable e-commerce to use financing as a promotional lever to boost sales.
Aplazame simplifies financing to boost sales, increase the average order value, improve conversion rates and reach more customers. The company was founded in 2014 and is headquartered in Madrid, Spain..
Polaroo
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Polaroo is a centralized platform that allows its users to manage, optimize, and unify household bills.
StudentFinance
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StudentFinance is a Fintech company that aims to solve the skills gap, while transforming the trillion dollar education industry.
LoanBook Capital
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LoanBook Capital is an innovative investment platform that is developing an online Marketplace lending platform focused on credit and other financing alternatives to traditional bank financing, offering: (i) An attractive new class of asset for any kind of investors (from retail to institutional), an alternative to fixed-income bond investments and (ii) A new fair, objective, flexible and transparent online channel for SME financing. The aim of the platform is to use technology and innovation to reduce the costs of traditional banking and offer better service and lower financing costs for SMEs, as well as better returns to investors.
SMEs borrow from one or more people while investors are able to diversify their portfolio by lending to a broad range of companies. Prior to get to the marketplace, businesses must pass through a rigorous credit and risk analysis process led by an expert team: (i) Using detailed market information, including financial, business and solvency information of the SMEs analysed, (ii) Sophisticated tools and standardised processes, and (iii) Periodic analysis of loans (iv) Analysis based solely on objective criteria for determining ratings and cost.
LoanBook offers to investors different ways to invest including: (i) Traditional marketplace lending auctions, (ii) Automatic investment through online mandates, (iii) Separate accounts for institutional investors, and (iv) Tailor made credit portfolios.. .
Equidam
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Equidam is an online platform for startup valuation. Our technology enables entrepreneurs to truly learn what drives their valuation, transparently discuss it, thanks to clear and detailed valuation reports, and close fair deals with investors and buyers.
We selected the 5 leading methods used to value startups and combined them with the most reliable data for the valuation parameters, tailored to 90 countries and 136 industries. More than 130,000 companies already used Equidam to raise their seed and Series A rounds.
Get started now and make it worth it with Equidam!. .
Quipu
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Quipu is an invoicing and financial management cloud-based software specially developed for start-ups to simplify the accounting process. It aims to minimize the time that freelancers and small businesses devote to administrative management, so that they can optimize it to the fullest and devote themselves to more productive tasks.
Quipu was founded in 2013.. .
Atlas Mara Ltd.
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Atlas Mara has been formed by Atlas Merchant Capital LLC and Mara Group Holdings Limited (the “Founders”), to undertake an acquisition of a target company or business. The Company does not have any specific acquisition under consideration and does not expect to engage in substantive negotiations with any target company or business until after Admission.
Atlas Merchant Capital LLC and Mara Group Holdings Limited are led by Bob Diamond and Ashish J. Thakkar, respectively.
There is no specific expected target value for the Acquisition and the Company expects that any funds not used for the Acquisition will be used for future acquisitions, internal or external growth and expansion, and working capital in relation to the acquired company or business.. .
Woonivers
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Woonivers is the entirely digital tax-free shopping solution that allows travellers and businesses more time to focus on the things that really matter. At Woonivers they believe in a world in which travel generates happiness and common good in society.
It makes the process of obtaining local tax refunds when travelling easy and quick.. .
Trioteca
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Trioteca is the digital advisor that helps you to get your best mortgage: we explain what is going to happen, we manage the relationship with the banks for you and we help you to make the decision. We are an independent service that works with all the banks in the Spanish market; thanks to our algorithm and our users we analyze the offer of mortgages that have been signed near you, to be able to advise you in a transparent and impartial way.
Totally free for you.. .
Zank
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Launched in 2013, Zank is an online P2P lending platform that facilitates loans between individuals. It offers an alternative to banks and allows savers and investors to lend money to creditworthy individuals.
The platform enables borrowers to receive better interest rates and investors to get better returns on their investments. It is headquartered in Madrid, Spain..
Bewa7er
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Bewa7er is a Fintech company builder currently with 1 live business (Indexa Capital), and 2 projects under development (Indexa Lending and Bewa7er Fund). 1.
Indexa Capital is the 1st automated investment service in Spain (launched in December 2015). 2.
Indexa Lending is a fund doing passive investment in the leading lending marketplaces in US and UK, such as Lending Club, Ratesetter and Funding Circle. Indexa Lending objective is to replicate the asset class average profitability.
Only for professional investors. Currently under development.
3. Bewa7er Fund is a peculiar VC fund with one compartment by investment, allowing investors to invest indirectly in specific startups, and to sell or buy shares with other fund investors.
Only for professional investors. Currently under development..
Arboribus
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Arboribus is a financial intermediary that helps small and medium-sized enterprises find suitable funding opportunities. It enables the financing of consolidated companies through direct loans from private and institutional investors.
It offers a crowdlending platform that enables its users to pay money in exchange for an interest in companies that have proven to be robust and profitable for a long period of time. The platform helps SMEs gain access to an alternative channel of funding and investors get good returns.
The company offers its services in Spain, Europe, and Latin America. Arboribus was founded in 2011 and is based in Barcelona, Spain..
CaixaBank
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CaixaBank is the leading financial group in the Spanish market both in banking and insurance and develops a strategy of diversification in participations in international banks and leading service companies. The Group’s essence and distinction lies its involvement and firm commitment to society.
CaixaBank exercises the banking business based on the values of leadership, confidence and social commitment. CaixaBank, S.A.
formerly Criteria CaixaCorp, is a Spanish financial services company owned by the Catalan savings bank La Caixa.. .
Feelcapital
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Feelcapital is an advisor theft and web platform that provides personalized advice in investment funds and pension funds. The company’s tool enables investors of their knowledge, to take control of their money and handle operations without the cost of doing so through private banking.
It handles a preliminary analysis of the transferable investment funds working in the market and develops a personalized profile of each investor after comparing their current investment portfolio with an optimal portfolio, taking into account their risk tolerance, expected return, and investment time horizon. Feelcapital was founded on 2014 and is based in Madrid, Spain..
Finanzarel
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Finanzarel is an online trading platform that allows companies to crowdfund invoices. It is primarily geared towards small and medium sized enterprises in need of working capital, offering the ability to trade credits to investors.
Its service allows companies to auction off invoices to private investors, with Finanzarel generating revenue by taking 0.25% on each invoice monthly. Finanzarel was founded on 2013 and is headquartered in Barcelona, Spain..
Pensumo
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Pensumo is an innovative platform, created by José Luis Orósin 2013, which seeks to implement in Europe a savings model by measuring personal consumption and measuring responsible actions. The final objective is to complement the state pension systems based on the consumption of goods and the performance of responsible actions throughout their life.
Pensumo provides a solution to the loss of purchasing power of the citizen due to demographic changes and economic instability that affect pensions. Its innovative system grants a great capacity to carry out commercial and affiliation actions for the associated companies, and with possibilities to reach a broad spectrum of the population.
At the same time, the platform allows promoting actions in the field of CSR, as well as motivating good social practices by rewarding the user. The startup has gone through the Mundilab Madrid and Innolab Bilbao acceleration programs and has closed two rounds of investments where it has raised € 220,000.
Among its investors is Leading Solutions SL, which has 15% of the company. Additionally, Pensumo has won € 714,000 from a Phase II of the European Commission’s H2020 program.
At the moment Pensumo operates only in Spain, where it has been recognized with various awards: Pasión IE Business School “Commercial Distribution of the Future”; Best Fintech company in METXA 2016; Project SEAL OF EXCELLENCE – European Commission – H2020 Phase I and Phase II. Currently, more than 2,500 users benefit from its innovative system..
Kommerce
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The Kommerce trade and finance platform catalyzes trade in across frontier markets in Africa, using blockchain. With Kommerce, merchants can trade confidently with counterparties globally, with cost and time savings from streamlined supply chains and secured finance to multiply revenues.
Global | Trustless | Trade. .
P10 Finance
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Prestamo 10 is a Spanish micro-lending platform specialized in the field of online credit. The platform offers loans through internet, accepts applications through SMS, and owns a mobile application, which is compatible with Android and iOS.
It was launched in 2011.. .
Storm Innovation
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Storm offers a digital solution that integrates POS devices with a marketplace platform. Its digital solution, Troka, enables micro merchants to manage their business, sell digital services, and accept card or digital payments.
By using credit scoring algorithms, Storm generates loans to finance the working capital requirements of micro merchants, based on their commercial needs and financial ability. It was founded in 2014, and is headquartered in Barcelona, Catalonia..
SmartFincas
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SmartFincas is a solutions for property managers and neighborhood communities
OpSeeker
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OpSeeker is a web application that allows you to improve your investments and savings using fictitious money and helps you improve your financial health. Using fictitious money, OpSeeker can simulate your long term investments.
That way we work with the most important variable in investment – the psychological one.. .
Invoost
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Invoost is an online portal that enables players to compete in stock trading tournaments using virtual money and win cash prizes.
CryptoTechFin
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CryptoTechFin is a technological company that uses all the tools that it develops in order to maximice its profits when investing and trading cryptocurrency markets. We develop high quality software; Simulators, investment algorithms, automatic robots, data recollection, and soon Artificial Intelligence to secure and maximize our investments returns.
Our priority is to stay ahead of the market and technological advances in the Crypto sector and use that knowledge to strategically capitalize on it.. .
Asesora.com
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Independent professionals who advise you with your finances.
Finnovista
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Finnovista Finnovista is an impact organization that empowers the transformation of the financial services and insurance industries by building between large corporates and Fintech & Insurtech startups with the purpose of creating a better world. Founded in 2012, Finnovista works with entrepreneurs and large corporates through collaborative activities such as conferences, acceleration and scale-up programs, startup engagement programs and innovation programs to drive their innovation journey and transformation.
Finnovista has consolidated as the most active Fintech investor and one of the most relevant players in the startups ecosystem in Latin America. Finnovista promotes FINNOSUMMIT, the leading conference in Fintech & Insurtech in Latin America and develops Startupbootcamp acceleration and scale-up programs and corporate innovation programs for clients such as Visa, BBVA, HSBC, Scotiabank and Fiinlab by Gentera.
Finnovista is part of Rainmaking Group, a global leader in corporate innovation and venture development.. .
Noken Digital Assets
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Noken Digital Assets is an asset-backed blockchain tokenization solution with native notarial intervention. Tokenization is the process of representing rights over an asset in a digital token.
Tokenization links the value of the asset to the token, which is recorded and transmitted securely using blockchain technology. Just as the Internet allowed new forms of social interaction, Blockchain allows new forms of economic interaction..
Vagalume Energia
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Vagalume Energía is an integral energy consultancy firm.
Lánzanos
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Lánzanos is a Spanish crowdfunding platform for creative ideas and projects.
Healthequity
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Healthequity is a venture capital company specializing in early-stage projects in the health sector: medical devices, biotechnology and healthcare services. It is a fund promoted by the Official College of Physicians of Barcelona and the financial group Riva y Garcia that is looking for projects to make their first investments.
Healthequity has a team of professionals with complementary experience, with the scientific-technical and financial know-how necessary to analyze and make investments contributing value to the investee company. In addition, it has a network of contacts and key strategic relationships in the health ecosystem..
VAS Ventures
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VAS Ventures is Martin Varsavsky’s early stage investment fund. They are looking for companies whose innovative founders think big and are courageous enough to shape the future.
Martin is a serial entrepreneur, mentor, professor of entrepreneurship at Columbia Business School and investor. As a founder, he has built 5 successful companies, Viatel, Jazztel, Ya.com, Fon and Prelude.
Viatel, Jazztel, and Ya.com all sold for over $700m. As an investor, he backed fascinating companies such as 23andMe, Eolia, Smarthings, Tumblr and Aura Biosciences.
VAS Ventures’ key for success is offering hands-on mentoring from Martin.. .
Nuclio Venture Builder
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Nuclio is a Venture Builder that builds and leads startups with business models validated in other markets. Carlos Blanco, María Hidalgo, Álex Díaz and Marc Torres founded it in 2016 Nuclio has a team of professionals with extensive experience in different sectors that offer central services to the entrepreneur and the startup, thus facilitating the management of the company.
The central services of the Venture Builder are: IT/software, communication & PR, human resources, legal, finance, and investment. Its team of analysts identifies the most successful business ideas in other countries, unites them with the best talent in the ecosystem and creates the team of entrepreneurs that will lead the startup.
Startups co-founded: Housfy – EelpTEX – Finteca – Prohipotecas – Verone – Typs – Casum An our school – Nuclio Digital School. .
Solvesting
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Solvesting is an investment marketplace where retail investors participate in loans to small- to medium-sized businesses.
FundingBox
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FundingBox is a community where entrepreneurs can meet, interact and collaborate to win public funding, because it provides “scale ups” (startups and tech SMEs) with simple and personalized access to both public funding and interactive tech communities. Innovative organizations use FundingBox Enterprise to attract, build and grow thrilling communities which become integral parts of their ecosystems and FundingBox Spaces, which is a new professional network devoted to innovators, entrepreneurs and creators.
FundingBox was created from the concept of Open Funding, which was awarded by the European Commission through the crowdsourcing contest for the “best web-entrepreneurship initiative”, managed by OpenIdeo. With hubs in Spain, Denmark and Poland, FundingBox is a spin-off of a company with over 25 years’ experience in public funding, having won over 1.5 billion euros for its customers in this period.
Some of the EU-funded projects, in which we are currently partners to contribute with our expertise in cascade funding, include: ImpactAccelerator, including IMPACT Growth and IMPACT Connected Car programmes (http://www.impact-accelerator.com/), Tetramax (https://www.tetramax.eu/) and L4MS (http://www.l4ms.eu/).. .
GAWA Capital
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Promote social and economic development in under-served markets to foster entrepreneurship, job creation.
Lamassu Bitcoin Ventures
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Lamassu is the Bitcoin ATM market leader. In its first year, it has built over 250 Bitcoin ATMs, delivered to 150 operators, in 40 countries.
It aims to grow to 1,000 machines in 2015, and to 10,000 machines by the end of 2017. Live machines currently process $20,000 of transactions per month on average.
Its user experience, design, build quality and reliability set us apart from its competition. As Lamassu moves forward, it is setting its sights to the $500bn global remittance market.
Its machines will enable cash-to-cash remittance without fixed fees, positioning the company to compete on the sub $100 remittance market. This is possible by combining the Bitcoin rails and the power of cash to bypass traditional financial institutions..
Prestalo
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Prestalo is an online loan marketplace that offers personal loans and fast credits.
Invertidos
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Invertidos is an exclusive investment firm specialized in secondaries and late-stage investments in venture-backed companies. Our team works proactively with founders, venture capitalists, and private investors to solve their liquidity and capital needs.
Investors get unique investment opportunities that lower the overall risk of investing in venture capital while striving to maintain the upside potential.. .
MytripleA
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MytripleA is a funding platform where businesses and freelancers borrow directly from private investors.
Ok Money España
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Based in Spain, Okmoney provides solutions for the short-term financial needs of its customers. It has designed a virtual simulator with which users have the ability to calculate interest and total cost of a loan before making their application.
The first time loan appliers of the platform can only request up to a maximum amount of 200 euros and for a maximum repayment period of 30 days.. .
Diswap
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Diswap is a marketplace for the exchange of currency between individuals.
Redsys
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Redsys offers quality payment system services secure, flexible, innovative and sustainable in time that make us competitive in the markets.
feefusion
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Der ganzheitliche Abrechnungsassistent für Finanzdienstleister.
Creditoh
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Creditoh is a startup of the fintech sector that offers a digital-based mortgage counseling service, aimed at end customers seeking financing for the purchase of a home. The company seeks the best mortgage offer in the sector according to the financial profile of each client through its automatic system, performs personalized advice and carries out all the management of the operation from the first contact to the signature at the notary.
Creditoh transforms a traditionally slow process into a dynamic and professional management, thanks to its Know How and the use of digital media as the basis for operational management focused on the customer. David Crespo launched the company on June 6, 2017 in beta to make its official launch on October 1 of the same year.
Crespo, with more than 15 years in the financial sector specialized in the face-to-face mortgage market, launched Creditoh to detect the need for quality service to the final customer through digital media that simplifies the management in a comprehensive manner. The reception by the client has been very positive with more than 5,000 viability study requests since launch..
Phenom
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Hyper secure crypto storage solutions for corporate clients
Stox
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Portfolio Tracking: Create your portfolio, enter your trade details and track your performance, trade by trade. Stock Details: See the current price, financial metrics, latest news and all of your transactions on the same page.
Market Data: Get the latest prices on over 15 global stock exchanges and build your strategy. Real-time for U.S.
markets. Watchlist: Easily track your favourites by adding stocks, ETFs and mutual funds.
Alerts: Create alerts for a fixed price or a percentage change, keep notified of the price action.. .
Arima
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Arima is an investment trust that focuses on the purchase and management of real estate assets for exploitation through rental. The investment will be focused on the office sector in Madrid, and in some cases, in Barcelona.
In addition, the company will invest in Spain’s principal logistics markets. The management team the company comes entirely from Axiare Patrimonio Socimi, a company that they founded in 2014 and was incorporated into Colonial Real Estate in mid-2018.
Previously the team had coincided in Prima Inmobiliaria and several of the members of Arima have continued to work together since then. Arima was founded in 2018 and is headquartered in Madrid, Spain..
Coinverse
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Coinverse is your entrance path to digital currencies.
European blockchain convention
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European Blockchain Convention Building the foundation of the Blockchain and the Digital Currency Economy
Inveert
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Inveert is a personal financial planning assistant.
TÁ Funding
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We were born with the mission of helping. Our core values are social impact, technology, and community.
We believe in a better world and we work hard and push the boundaries for it. Ultimately, we are passionate founders just like you..
Solvia
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Solvia focuses the unified management of all real estate businesses, from real estate loan portfolio management, through land development.
Bip&Drive
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Bip & Drive is the payment platform for mobility services.
Wanna
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Wanna is an fintech startup that offers financial, professional and 100% digital services.
Contamoney
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Contamoney is a web application that enables its users to manage their personal and professional finances. It helps its users control their expenses and income.
It is designed for family businesses, self-employed individuals, and SMEs. The application was launched in 2011 and is based in Madrid, Spain..
Profit Center FX
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Profit Center FX specializes in finding successful traders and providing them capital under management. The main objective of Profit Center FX is to unite Forex traders with investors by providing them with tools for reliable, profitable and long-term cooperation.
They help successful Forex traders find investors and investors control their risk when working with Forex traders.. .
The Startup CFO
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We are External CFOs at several startups, providing services for financial planning and analysis, reporting and forecasting, cash management, business processes and support for management decisions. We have worked as full-time or external CFO in over 20 startups and we have previous experience in management consulting at McKinsey and Company and banking at BBVA.
This list of services is not exhaustive but serves as a reference: 1) Business plan, reporting and communication with investors: we prepare the initial business modelling, and complete the required monthly reporting and forecast updates on KPIs, financials and cash. 2) Processes, analysis and support in management decisions: we support in building and improving financial processes, help in dashboard creation and prepare business cases estimating the impact of management decisions.
3) Private, bank and public financing: we support in private fundraising with all required models and information for potential investors and coordinate the whole process to request bank and public financing. We usually become a trusted partner and sparring for management decisions, as we have accumulated lots of experience from different startups and we get to know our clients very well..
Blue Strategy Group
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Blue Strategy Group develops intelligent algorithms for financial markets.
StudentBackr
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StudentBackr is a crowdfunding platform for students’ College Tuition, Fees, Erasmus study abroad costs, Post-grad research and more.
Akola Venture Builder
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Akola is a Venture Builder founded in 2016 by businessman and entrepreneur Carlos Guerrero, who builds startups of business ideas identified by leading professionals in the digital and technological ecosystem. In this way, they invest in validating business ideas and look for entrepreneurial teams to develop them.
They focus mainly on people with experience in the development of startups. Akola’s differentiation lies in the creation of digital businesses combined with a high component of creativity, technology, and science.
The Venture Builder focuses its activity mainly in the healthcare sector, apps, ecommerce, science and technology, creative industries, fintech and media. His first project, Lexgoapp, is a marketplace of specialist lawyers that helps increase office productivity.
After a year, it has managed to register more than 2,000 lawyers, with more than 5,000 consultations managed, first sales and monetization of the web and the app. Together with Carlos Guerrero, great specialists in the startup and entrepreneurial world work at Akola Venture Builder, such as Ernest Iguacen, Executive Director of Lexgoapp and manager of the Sitka Capital investment fund.
Christian Rodríguez, founder of ByHours.com, and economist Marc Vidal are some of the mentors that the Venture Builder has.. .
Cambra Barcelona
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Cambra Barcelona is an independent representative and efficient institution that promotes the economic and business activity of Barcelona. They offer services to help start-ups with new businesses, strengthen their talent, promote TiC solutions, and guide access to funding.
The services that they offer help companies create and develop their business, accessing new markets, strengthening their talent, promoting ICT solutions, and guiding for access to financing.. .
Byewallet
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Byewallet is a mobile payments application that enables its users to pay and track their collaborative payments, and save money. The application allows its users to track their prizes, make collaborative purchases, follow efficient savings plans, make payments on time, connect with people, and more.
Byewallet was launched in 2014 and is based in Madrid, Spain.. .
Economipedia
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La economía y las finanzas deben ser accesibles a todos. Nosotros explicamos términos complejos de forma sencilla para hacerlas más fáciles.
Colectual
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Colectual is a Participatory Financing Platform, currently in the process of being authorized by the National Securities Market Commission, to carry out Crowdlending or Collective Loans, in which several investors raise a capital and grant a loan to a company that must be returned with the corresponding interest. Colectual only manages loans to SMEs.
We do not carry out consumer operations with individuals. Our approach is to help finance companies that contribute responsibly to the creation of employment and wealth in their community..
Foundum
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Foundum is the 1st global online ecosystem for innovative, high-growth Entrepreneurs. We match innovative high-growth entrepreneurs to investors, advisors and service providers in order to create thriving and successful entrepreneurial ecosystems.
Foundum works locally, nationally and globally, making it effortless for entrepreneurs to find and connect with people and businesses in their local communities, as well as establishing broader ecosystems around entrepreneurship.. .
Núbica Consultoria de Innovación
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Núbica is a consultancy specialized in the use of incentives for I+D+i. The objective of the startup is to facilitate entrepreneurs and companies access to different public financing instruments.
It is a service oriented to give personalized treatment, because each case is unique, seeking to generate long-term collaboration agreements accompanying the growth of companies. Among the services offered, there are tax deductions for I+D+i, public programs of subsidies or national soft loans, Social Security Bonds or European financing, among others.
In addition, the generation of synergies that allow expanding the service to other priority issues for entrepreneurs and companies, such as user recruitment, media dissemination, search for partners in collaborative projects, etc. is sought.
With professionals who have more than 10 years in the sector, the added value of Núbica lies in quality technical and economic advice to maximize success options in public financing programs. All this, with the security in the application of these incentives as a priority, and discharging companies from all the work involved, so that they can focus on the core of their business..
BBVA Open Talent
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BBVA OPEN TALENT is a competition focused on tech startups with potential to impact and transforms the financial services industry. Through this competition, the six winners, one in each category in each of the three events will each receive 30,000 Euros to develop a project in collaboration with BBVA.
In addition, Next Bank and BBVA Open Talent will help launch 13 startups globally, taking them to New York for a week-long acceleration program, NYC Crash Acceleration, where their businesses will be put on the global stage in front of potential investors, strategic partners, mentors and advisors, and have access to a global community of innovators with one-to-one meetings to pitch their startups in search of financing and guidance in implementation.. .
MEDAC Official Vocational Training Institute
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Medac offering web-based growth, official professional training, administration and finance.
Carbon Checkout
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Carbon Checkout is a finance application that aggregates micro-contributions from global consumers to fund renewable energy infrastructure.
Savso Spain
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Savso Spain offers you small loans of € 100 to € 900, which you can pay in convenient weekly installments of 13 or 26 installments.
LICUOS
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Licuos is a global B2B payment platform that enables businesses to compensate and pay their commercial debts. The platform provides netting, payment, and funding services for accounts receivable and payable to businesses, allowing them to reduce their dependence on the banking system and improve their working capital and cash flow management.
Licuos gives businesses full control and visibility into the payment processes and allows them to easily communicate and negotiate with their business partners at any point in time. Its SaaS cloud-based technology is compatible with SAP, Oracle, and most custom ERP systems.
Based in Madrid, Spain, the company was launched in December 2012.. .
Duely
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Duely is a stock market of esports players and teams based on ethereum. Users can buy and sell shares of players whose value varies according to supply and demand.
The investment process is automated thanks to the creation of smart contracts by leveraging Blockchain technology in order to trade shares in a fast, secure and reliable way. The current Duely model provides users the ability to liquidate their tokens through the Duely stock market..
AudioMercados
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AudioMercados is a professional audio tool of global financial news in Spanish aimed at traders, brokers and for financial markets.
WOKI Consulting
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Consulting Services Marketplace
Ibervida
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Ibervida is a financial services company that focuses on life insurance. It also gives their clients the basic and necessary knowledge so that they themselves can make the right decisions.
They are independent of banks and insurance companies, which allows them to provide the best solutions in each specific case. They teach and advise their clients and helps them create and protect their client’s family heritage.
It was founded in 2014 by Victor Gomez and Daniel Jimenez. It is located in Madrid, Spain..
Hello Auto
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Hello Auto is an insurance company that focuses on car insurance that helps its users in their driving. It features a helper assistant the hello auto connect that enables its users to prove that they are a good driver.
The company was founded in 2019 and headquartered in Madrid, Spain.. .
Mynbest
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Mynbest is an equity crowdfunding platform that helps startups to obtain the necessary funding to carry out projects. The platform also provides startups with consulting services to develop their businesses.
It delivers various services to investors and enables them to search, compare, and select between the startups in market. Mynbest provides legal and financial coverage by using standardized contracts, investment funds, and many other sources to improve investor’s possibilities.
Founded in 2012, the platform partners with business angels’ networks, startup accelerators, and venture capital firms.. .
Chativate
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Chativate is a free Messaging App that turms your texts & messages into “Chatcoins” that help you save in the real world. The app and web platforms are designed to reward users for doing what they do the most everyday: COMMUNICATE Introducing “Chatcoins” as a new virtual currency, means that we build mobile ads into our business model.
By redeeming chatcoins in exchange of local savings, users want to see adverts in the platform & find out the first where to save, without doubt a great way to make valuable revenue. Want to save money? CHATIVATE.
The Radio Club
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The Radio Club is a consulting agency platform for freelancers and SMEs interested in making advertising investment on the radio. it offers the opportunity to advertise quickly, comfortably and optimally from the point of view of the investment, being able to choose the city, station, the number of wedges and the date of issuance to publicize listeners your messages.
The platform act as a commercial channel within the medium for radio stations and channels that hire their services, as they have the main publishing groups in the country such as Atresmedia, Grupo Prisa, Editorial Unit, Kiss Media, Radio Voice, Grupo Godó, recently incorporating with regional stations such as Onda Madrid. The Radio Club was founded in 2016 and is headquartered in Madrid, Spain..
HELASTICA
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HELASTICA is an investment management company.
Socilen
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Socilen is collective funding platform that connects families or SMEs that need financing with investors willing to finance.
El Rincón del Emprendedor
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The Corner of the Entrepreneur – The term entrepreneur refers to who identifies a business opportunity and organizes the necessary resources to implement it … from this definition this project is born, this small corner …
with the objective of locating, filtering, selecting and organizing all those resources necessary for a business idea to achieve success.. .
UnLtd Spain
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UnLtd Spain is an organization that promotes social impact entrepreneurship. It provides training, advice, and financing to entrepreneurship projects that seek to change the rules of the game.
UnLtd Spain objective is to promote the creation and development of entrepreneurial projects, efficient, innovative and impact solutions that respond to social and environmental challenges, but always viable from a business point of view. UnLtd Spain was founded in 2013 and is headquartered in Madrid, Spain..
Funding4Learning
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Funding4Learning is the first worldwide crowdfunding platform dedicated entirely to facilitate the financing of studies and educational projects around the world. The numerous financial restrictions and lack of funding for education, specially in emerging countries, is a major problem that hasn’t been addressed by both institutions and the media.
Anyone can create a campaign where they tell their story, set a funding goal in accordance with the tuition fee, and offer interesting rewards to contributors. Funding4Learning allows users to create campaigns, share it with the online community through social networks, engage fans, track information about contributors, and collect money..
PagaMas Tarde
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Paga + Tarde is a financing system as quick and simple as buying with a bank card.
Santalucía IMPULSA
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Santalucía IMPULSA is a corporate acceleration program for startups and innovative projects specialized in insurtech. It is promoted by the Santalucía Group, for entrepreneurs and startups with less than 5 years.
The program offers a process of acceleration and the opportunity to seek collaborations and alliances with Santalucía. Santalucía IMPULSA was founded in 2016 and is based in Madrid, Spain..
Alpha Finance School
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Alpha Finance School is a training center for executive education in corporate finance and investment banking.
eCM Corporate Finance
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eCM Corporate Finance is an independent corporate finance boutique solving the non-traditional financing needs of the high growth ventures, family businesses and mid-market enterprises. We specialize in offering high quality, tailored and independent financial advice in many challenging and complex situations such capital raising, debt restructuring and distress, CFO services and M&A processes.
The eCM team is formed by senior professionals, who have a wide range of experience in managing and financing companies of the mid-market range as well as high-growth ventures and family businesses. Our partners have developed very hands-on strategic advisory at the board level that has helped our clients in situations such as transforming towards a public company or difficult processes of restructuring and turnaround.
While eCM is a general corporate finance practice, a number of our partners focus on specific industry sectors where we have particular expertise. These include TMT, healthcare, biotechnology, sport & fitness and manufacturing.
eCM Corporate Finance was established in 2015 and is based in Madrid, Spain. It operates an additional office in Barcelona, Spain..
finReg360
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finReg360 engages in regulatory advice in the financial sector.
Impulsame
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Impúlsame gives you the opportunity to start your project and increase its rate of growth, thanks to the acceleration program.
Ahorro y Punto
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Ahorro y.com offers an application that enables its users to connect with their bank accounts and get important alerts.
Tufinanziacion
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Tufinanziacion is a platform that helps you get financing for your business or project.
Comparativa de Bancos
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Comparativadebancos.com is a website offering comparisons of financial products and providing personal finance advices. One of the leading comparators of the spanish market with thousand of financial products with deep analysis of their contractual conditions.
Comparativadebancos.com writes in a very simple way, allowing users without finance knowledge to understand the products and to take smarter decissions.. .
This article was written by David Friedmman from Welp Magazine. The editor for this article was Tess Page. If your company is featured in this article and you want to have amendments made please contact us on: Admin@welpmagazine.com.
Alternatively you may write to us at: Welp Magazine/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.