This article showcases our top picks for the best Japan based Finance companies. These startups and companies are taking a variety of approaches to innovating the Finance industry, but are all exceptional startups and companies well worth a follow.
We tried to pick companies across the size spectrum from cutting edge startups to established brands.
We selected these startups for exceptional performance in one of these categories:
- Innovative ideas
- Innovative route to market
- Innovative product
- Exceptional growth
- Exceptional growth strategy
- Societal impact
Top Japan Finance Companies
SoftBank provides fixed-line, mobile telephony, internet, telecommunications, and digital television products. It is a multinational telecommunications and internet corporation focused on broadband, fixed-line telecommunications, e-commerce, internet, technology services, finance, media and marketing, and other businesses.
The company operates through four major segments. The mobile communications segment provides mobile communications services; produces and distributes online games for smartphones and other devices; offers mobile broadband services; provides supply chain solutions, handset protection, and insurance, buy-back and trade-in services, omni-channel solutions, and financial services; and sells mobile devices such as iPhones, iPads, and SoftBank smartphones.
The sprint segment offers mobile and fixed-line voice and data transmission services for individual consumers, businesses, government subscribers, and resellers in Puerto Rico and the U.S., and sells mobile devices and accessories. The fixed-line telecommunications segment offers telecom services such as fixed-line telephone and data communications services to corporate customers; and broadband services to individual customers.
The internet segment is engaged in the operation of the Yahoo! JAPAN portal; sale of internet advertising; operation of e-commerce sites; provision of membership services; sale and marketing of data centers; provision of online automobile-related information; and operation of the internet affiliate system. SoftBank also generates and sells electricity from renewable energy sources; provides payment processing, invoice collections, and computation services for businesses; distributes video, voice, and data content via media; operates IT information site ITmedia; provides solutions and services for online businesses, and operates online games and software downloads.
Additionally, it is involved in the ownership of professional baseball team; operation of baseball games; management and maintenance of baseball stadium and other sports facilities; and procurement of funds by issuing preferred securities. SoftBank was established by Masayoshi Son in 1981 and is headquartered in Tokyo, Japan..
Paidy is a platform for consumers to pay at online stores using only their name and email address. It is optimized for mobile and instant-checkout, Paidy allows consumers to buy online and does not require a credit card or pre-registration.
Paidy’s payment service allows users to make purchases online, and then pay for them each month in a consolidated bill. The company uses proprietary technology to score creditworthiness, underwrite transactions and guarantee payment to merchants.
Since many Japanese consumers prefer not to use credit cards for online payments, Paidy’s service can help vendors increase their conversion rates, average order values and repeat purchases.. .
Moneytree is a fintech data platform, with a mission to bring people and institutions closer together, help them find balance and discover new opportunities to grow personal wealth. Moneytree’s first product, a personal finance app for iOS released in 2013, won the App Store’s “Best of” award for iPhone in Japan after only 8 months in market.
It went on to win Best of 2014 for iPad, was one of 10 Apple Watch apps featured pre-launch and a featured iMessage app on the launch of iOS 10. Moneytree has over 1,300,000 users on iOS, Android and web.
Our proprietary data aggregation platform, Moneytree LINK, has almost twenty enterprise clients, including Japan’s two largest accounting software vendors, an industry first inbound API with Mizuho Bank, an SDK integration SMBC (Mitsui Sumitomo) and multiple regional banks in Japan.. .
PayPay is an online payment app.This benefit is not applicable when paying with PayPay online payment service. * 2 For PayPay, per person, the “granting limit for one payment” is equivalent to 15,000 yen, and the “total granting limit for one month” is equivalent to 30,000 yen.
If you pay by credit card other than Yahoo! Card, the grant rate is 0.5%. * 3 If you pay with a credit card other than Yahoo!.
freee is automated online accounting software that syncs with your bank accounts and automatically categorise entries to create financial reports. freee was launched on Mar 19, 2013 and is offered to SMBs operating under the Japanese taxation system.
It takes freemium model and its paid plan begins at 980 JPY (~10 USD) per month per business. The company, formerly named as “CFO K.K.”, was founded in July 2012 led by Daisuke Sasaki, who previously headed up Google’s SMB marketing in Asia Pasific region.
freee is the winner of Invinity Ventures Summit Launch Pad 2013 Spring, the most prestegious demo event in Japan.. .
Gojo & Company
Gojo was founded to extend financial inclusion to everyone in the world beginning with the developing countries. Gojo encourages the formalization and growth of micro, small, and medium-sized enterprises.
Our long-term goal is to enable the provision of high-quality affordable financial services for 100+ million unserved and underserved people in 50+ countries by 2030. Five and half years since our establishment, we work in Cambodia, Myanmar, Sri Lanka and India with 3,400+ employees, serving more than 570,000 women who are also mothers..
UZABASE is home to Japan’s largest industry and corporate database, backed by an in-house team of specialised analysts. Their flagship service, SPEEDA organizes company and industry information and intelligence allowing for more efficient management in the workplace.
NewsPicks is a product that uses content provides insight into the discussions and decisions vital to business in Asia.. .
MFS is an online mortgage service. No need to search for, apply for, or negotiate with a financial institution.
The media has also attracted much attention and has been featured in major media such as the NHK, Nihon Keizai Shimbun, and the Yomiuri Shimbun.. .
Nomura is an investment banking and securities firm that serve the needs of individuals, institutions, corporate and governments. Nomura is a financial services group and global investment bank.
Based in Tokyo and with regional headquarters in Hong Kong, London, and New York, Nomura employs about 26,000 staff worldwide. It operates through five business divisions: retail (in Japan), global markets, investment banking, merchant banking, and asset management.
Nomura with a nationwide network of branch offices, call centers and Internet services, the company continues to provide world-class products and services centered on consulting-based sales, and implement a series of strategic initiatives to ensure we remain a trusted partner to its clients. Asset Management achieves stable and sustainable growth as an asset management company that is trusted by investors around the world and will contribute to an increase in earnings by expanding the client franchise of the Nomura Group..
Sumitomo Mitsui Banking Corporation
Sumitomo Mitsui Banking Corporation (SMBC; 株式会社三井住友銀行 Mitsui sumitomo ginkō?) is a Japanese bank based in Yurakucho, Chiyoda, Tokyo, Japan. It is a wholly owned subsidiary of Sumitomo Mitsui Financial Group.
As of the year 2009, SMBC was the second largest bank in Japan in terms of assets. .
Kanmu CLO is a credit card-linked coupon, providing a variety of offers, depending on users’ information and purchasing history of the card. It analyzes the purchasing history of the credit card to display the coupon that suits each user on the web specification of the card.
Kanmu CLO is based in Japan.. .
DIGGLE is a service that provides fundamental management accounting management on the cloud called fraud management. It is possible to reduce the mistakes and man-hours of the fraud management task and easily carry out the fraud management task even if it is not an expert in finance or accounting.
DIGGLE covers budget creation work and budget record comparison work, especially in the foreman management work. In the budget creation work, the KPI and the budget are automatically created by inputting the target numerical value to the preset parameters utilizing the budget generator function, while the forecast contrasting work is made up of the financial information, non-financial information It is easy to calculate by simply entering the numerical value, and it is possible to carry out calculation of the forecast contrast..
Taryff is a privacy-focused loyalty scheme allowing business owners to reward loyal customers and increase repeat business. It also allows to earn loyalty points in exchange for discounts without exchanging personal information.
Taryff was founded in 2020 and is based in Nagoya, Japan.. .
Mitsubishi UFJ Financial Group
Mitsubishi UFJ Financial Group, is a Japanese bank holding / financial services company headquartered in Chiyoda, Tokyo, Japan. MUFG manages the affairs of its subsidiaries within the group and the business of the group as a whole along with all relevant ancillary business.
The MUFG Group turned its eye toward the expected operating environment changes over the next decade, and launched the new medium-term business plan, which outlines the strategies that will be implemented over the first three years of this period. The new plan is designed to guide us as they strive to realize their corporate vision—“Be the world’s most trusted financial group.” By accelerating initiatives that span across business entities, regions, and business groups, they will work to live up to the expectations of their customers, shareholders, employees, and other stakeholders.
The MUFG Group aims to achieve stable and sustainable income growth through seeking diversified revenue bases especially in customer segment both domestically and abroad, and capital efficiency by improving productivity. In addition, they will enhance shareholder value by conducting capital management flexibly taking the balance of (1) enhancement of further shareholder returns, (2) maintenance of a solid capital base and (3) strategic investments for sustainable growth, into consideration..
Bitcoin.com is your premier source for everything Bitcoin related. They can help you buy Bitcoin and open a secure Bitcoin wallet.
You can also read the latest news or engage with the community on the Bitcoin Forum. Please keep in mind that this is a commercial website that lists wallets, exchanges and other Bitcoin related companies and information..
Bank Invoice is an online platform that helps its users connect with clients around the world. It digitizes original invoices and sends and receives them just like e-mail.
Bank Invoice integrates every transaction with a client to reduce accounting workload.. .
The history of ITOCHU Corporation (hereinafter “ITOCHU”) dates back to 1858 when the Company’s founder Chubei Itoh commenced linen trading operations. Since then, ITOCHU has evolved and grown over 150 years into a sogo shosha, engaging in domestic trading, import/export, and overseas trading of various products such as textiles, machinery, information and communications-related products, metals, products related to oil and other energy sources, general merchandise, chemicals, and provisions and food.
In addition, ITOCHU has made multifaceted investments in insurance agencies, finance, construction, real estate trading, and warehousing as well as operations and businesses incidental or related to those fields.. .
Mitsui & Co
Mitsui & Co is a general trading company. Mitsui & Co’s business area covers energy, machinery, chemicals, food, textile, logistics, finance, and more.
They will contribute to address diverse industrial needs, through procurement, supply and sales of iron and steel products and investment to processing and distribution businesses in Japan and abroad. Through business development, investment and trading of mineral, metal resources and metals, they reinforce a stable supply of the resources and materials necessary for both industry and society.
They are also active in metal recycling and other initiatives to develop industrial solutions to environmental issues. They contribute to creating better lives through the long-term, reliable supply of social infrastructure such as electricity, gas, water,railways and other logistics infrastructure.
They provide sales, financing, lease, transportation and logistics, and project investment in a wide range of machineries, including large-scale plants, marine resource development facilities,ships, and aerospace, motor vehicles, construction/mining machinery and industrial machinery. Their chemicals business encompasses trade and investment in a range of industries, from upstream chemicals such as basic chemicals, fertilizer resources, through to downstream chemicals such as functional materials, electronics materials,fertilizers,aguricultural chemicals and specialty chemicals.
They are also pursuing new initiatives such as green chemicals. Through upstream development, logistics and trading of energy resources such as oil, natural gas/LNG ,coal and uranium, they contribute to the stable supply of energy vital to both industry and society.
As part of efforts to achieve a low-carbon society, they are also actively involved in next-generation energy and environemental businesses. Adapting to changes in consumption and lifestyles while meeting consumers’ diverse needs, they provide value-added products and services, develop businesses and make investments in the fields of food resources, food products, retail support business, medical and healthcare, fashion, forestry plantation resources, real estate-related business.
INDETAIL is a quickly growing company with mainly Japanese employees and an international Blockchain team.Blockchain technology is being adopted quickly, and currently, INDETAIL is involved in a lot of projects and continues to receive new requests. To support that growth, the blockchain team is looking to expand and become one of the main actors of blockchain technology in Japan.
Through collaborative blockchain projects and R&D experiments with partners, we are promoting the practical application of blockchain technology to businesses. Smart-city traffic infrastructure Future proof and innovative regional transportation researching project, using Electric vehicle (EV), Renewable energy and Blockchain.
Multilingual Smart Check-in Service Chat-bot booking application for hotels and users connected on LINE messenger platform. Blockchain-based IoT solution Project that combines IoT with full-featured blockchain networks.
As one implementation, we took a look at the technology that broadcasting companies are using in Japan and combined them with Blockchain technology. Medicines dead stock reselling service Transparent medicine transactions between pharmacies with blockchain technology..
Mizuho Bank is a commercial bank that began operation on July 1, 2013, with its headquarters in Tokyo in Japan. It offers corporate and investment banking services to major corporations, financial institutions, and public sector entities.
It also provides current and ordinary, deposits at notice, time and specified deposits, deposits for tax, nonresident deposits in yen, foreign currency deposits, negotiable time deposits and loans by bill, loans on a deed, and overdrafts as well as discounts for bank acceptances, commercial papers, and documentary bills. Moreover, it offers investment banking and custodial, syndication, bond administrative, real estate finance, acquisition finance and corporate restructuring, project, and asset finance services, settlement and asset management services.
It operates as a subsidiary of Mizuho Financial Group.. .
Prance Gold Holdings
Prance Gold Holdings is a multi-sector investment holding company. We aim to maximize cryptocurrency liquidity and minimize downtime by offering worldwide cryptocurrency holders a safe, secure, and viable option to park their funds during non-trading days for asset growth.
We are a technology firm focused on the growth of digital assets for retail and corporate firms through transparent, short to mid-term cryptocurrency arbitrage on world-renowned major exchanges around the world.. .
Monex Group is a financial services company in Japan. The company aims to provide world-class financial services to individual investors as an integrated online financial services broker.It endeavors to build a true financial infrastructure for individuals and to provide the best possible services needed by individuals, thereby contributing to society.
Monex was jointly established in April of 1999 by Oki Matsumoto and Sony Corporation under this philosophy, and opened for business in October of the same year in timing with the complete liberation of securities transaction fees. The company merged with Saison Securities Co., Ltd in June of 2001, and with Nikko Beans, Inc.
in 2004, establishing the holding company Monex Beans Holdings, Inc. (currently Monex Group, Inc.) which was listed on the First Section of the following year..
Anipipo is the funding platform for animation projects. It provides a new way for animation creators to find funding to support the production of their animation, goods, event, and etc.
Creators will also be able to utilize Anipipo as a platform to get connected with their fans from all over the world.. .
Japan Post Holdings
Japan Post Holdings is a Japanese state-owned conglomerate headquartered in Chiyoda, Tokyo. It operates post stations, banks, and insurance business.
The company offers letters and goods transportation services, stamp sales, deposits, loans, and insurance products. As of 2013, it ranked thirteenth in the Fortune Global 500 list of the world’s largest companies.
Their intent is to implement three improvements under the headings “Refine”, “Expand”, and “Connect”, utilizing both their large growth potential and our reliable brand, and served by their extensive network. By creating a network of efficient, functional post offices that serve as hubs offering safety, security, reliability and convenience, they want to convey their message to customers, local communities, investors, and employees..
A comprehensive real estate developer, Mitsubishi Estate Co., Ltd. boasts the leading position in the Japanese market, operating a spectrum of businesses in diverse fields related to real estate, including an office building business centered on the Marunouchi district in central Tokyo, a retail property business, a residential business and a hotel business.
The Company’s area of operations is not confined to Japan; it includes the United States and the United Kingdom and extends to such Asian countries as China and Singapore. The strength of the Mitsubishi Estate Group lies in its comprehensive business structure, which encompasses Group members that seamlessly cover businesses ranging from development to leasing and property management.
Looking at the real estate industry in countries overseas, in most places the industry is divided into two main groups: developers and property managers. In contrast, the Mitsubishi Estate Group operates under a policy of maintaining ownership of the majority of the properties that it has developed.
This enables the Group to pursue urban development with an eye to the future-a future of not only a decade or 50 years but as much as a hundred years from now.. .
Tokio Marine Holdings
Tokio Marine Holdings, Inc., an insurance holding company, provides life and non-life insurance services in Japan and internationally. The company operates in four segments: Domestic Property and Casualty Insurance, Domestic Life Insurance, Overseas Insurance, and Finance and Others.
It offers various non-life insurance products, including auto, home, travel and leisure, and personal accident and medical insurance; and life insurance products, such as whole life, cancer, medical, and annuity insurance, as well as international and reinsurance products. The company also provides investment advisory and investment trust management services; staffing, employment arrangement, and outsourcing services; facility services, including management and operation of real estates and facilities; and real estate investment advisory services.
In addition, it is involved in risk consulting, non life insurance agency, financial instruments intermediary, and individual financial consulting services. Further, the company provides services related to life insurance solicitation, medical and health-related services, derivatives services, and various assistance services.
Source- businessweek-[http://investing.businessweek.com/research/stocks/snapshot/snapshot.asp?ticker=8766:JP]. .
BITPoint Japan is a compliant digital asset trading platform that offers virtual currency exchange. It was founded on March 3, 2016, and is headquartered in Roppongi, Tokyo, Japan.
It is also present in Asia such as Japan, Thailand, Philippines, Taiwan, and Hong Kong and in Latin America.. .
Invast Securities Co., Ltd
As a listed company with over 50 years of corporate history in Japan, Invast Securities is deeply rooted in the Japanese financial market and provides innovative financial solutions to our clients. We also supported the launch and growth of our award-winning institutional business based in Australia.
Our services in Japan include “ST 24”, an automated trading program that can be run by simply choosing your own trading algorithm, “Tri-Auto FX”, an automated trading program that users can set their own price difference and “Tri-Auto ETF”, first in the industry that provides free ETF automated trading services. Our Invast Mission Project allows you to accumulate points through trading with Invast and the points can be exchanged for donations to support non-profit organizations.
Our Scholarship Program is aimed for providing incentives to those employees who received student loans during their studies at university. Our mission is to make the world we live in a better place.
Our vision is to create financial solutions with a global base of 10 million users by 2025.. .
Fintech Association of Japan
Fintech Association of Japan is a startup focusing on the health industry, fintech ecosystem, and accelerating open innovations. It promotes open innovation in the Japanese Fintech industry by creating networking opportunities for its members, researching emerging market trends, and cooperating with domestic, international, and government organizations.
Fintech Association of Japan aims are to support the development of fintech startup corporations and fintech ecosystem in Japan and to provide financial services that are more convenient and useful to consumers. It was founded on September 24, 2015, and is based in Tokyo, Japan..
Money Partners Group
MONEY PARTNERS GROUP CO., LTD. as a holding company, is comprised of MONEY PARTNERS CO., LTD.
which is engaged in Foreign Exchange Trading business and MONEY PARTNERS SOLUTIONS CO., LTD. which is engaged in Financial System Development business.
MONEY PARTNERS GROUP not only provides services to individual investors but also provides its own system and ASP business to other financial institutions placing Foreign Exchange Margin Trading (FX) business at the core. MONEY PARTNERS GROUP will establish a management base as a group and promote new business opportunities using our experience and know how cultivated in the FX business, in a wide range of sectors including over-the-counter trading (OTC) and derivatives (financial derivative products)..
Another lane is a credit card number handling contract conclusion company. It promotes business daily based on the principle of making the world convenient through various payment methods, including credit payment agency services.
They are working on various new businesses such as terminal development business, gift card business, and finance-related business. It was founded on October 21, 2002, and is headquartered in Tokyo, Japan..
Tokai Tokyo Financial Holdings
Tokai Tokyo Financial Holdings, Inc. is the holding company of the Tokai Tokyo Financial Group, with Tokai Tokyo Securities Co., Ltd.
as an operating nucleus. As a holding company, Tokai Tokyo Financial Holdings operates and manages the Group companies and seeks to enhance their value by promoting its regional and alliance strategies -both vital for the Group- toward a new era of the financial industry.
The Tokai Tokyo Financial Group primarily consists of Tokai Tokyo Financial Holdings, 26 companies in Japan, and 10 companies overseas. The Group focuses on the securities business and provides financial products, services, and solutions that meet the needs of customers..
Seven Bank is a Japanese bank that creates “new kinds of convenience” based on its network of ATMs. It also provides back-office support on commission and ATM services overseas through its subsidiaries.
It is a subsidiary of Ito-Yokado, along with Seven & I Holdings Co., Ltd. (parent company of 7-Eleven Japan and of Ito Yokado).
Until October 11, 2005, it was IY Bank, taking its initials from Ito Yokado. Conducting its business primarily through the Internet, IY Bank has automatic teller machines in 7-Eleven convenience stores and Ito Yokado general-merchandise stores in Japan, and on April 27, 2005, opened its first branch with live staff.
Customers with accounts at certain banks can process transactions at IY terminals at no cost; IY collects a handling fee from customers at other banks.. .
Assurant provides the products and services necessary to protect the most important things for people’s lives. Our service, technology, and many know-how provide reliable solutions for our customers.
Assurant employees working with customers in the United States and other countries are working towards the same goal. We work devotedly with integrity and innovation so that customers who have adopted Assurant to protect their precious things will be pleased.
Assurant, a Fortune 500 company, focuses on the residential and lifestyle markets. It is a market leader in mobile device compensation, extended warranty, warranty in case of car breakdown, funeral expenses insurance, rentals insurance, and home owners insurance.
Assurant, with approximately $ 30 billion in assets and $ 6 billion in annual revenue as of June 30, 2016, is based in 16 countries. The Assurant Foundation is committed to supporting the local community.
Find out more at assurant.com (http://www.assurant.com) or Twitter @AssurantNews (https://twitter.com/AssurantNews).. .
This article was written by David Friedmman from Welp Magazine. The editor for this article was Tess Page. If your company is featured in this article and you want to have amendments made please contact us on: [email protected].
Alternatively you may write to us at: Welp Magazine/Fupping Ltd, First Floor, 61-63 Rochester Pl, London NW1 9JU.